Our Services
NEWSTONE FINANCIAL SERVICES
Short Term Insurance
Personal Insurance
Losses happen when you least expect them, and most of the time, we have not budgeted for these unforeseen circumstances. The last thing you want to worry about is replacing the things you've worked so hard for. Newstone personally aims to keep you at ease, giving you precisely what you require in your time of need, making you as hassle-free as possible.
Contact us to talk about your Personal Insurance needs:
- Motor Vehicle Insurance
- House Contents Insurance
- Buildings Insurance
- All Risks
- Personal Liability
- Personal computers
- Legal costs
- Cyber Bullying
- Identity theft
- Watercraft
- Extend personal liability
- Home Employers labour dispute
- Mechanical and electrical breakdown
- Premium Waiver for Retrenchment and redundancy
For more information on the services listed above, contact us directly
Specialised Insurance
Different organisations are exposed to unique risks to their industry; as such, an organisation will require its own set of special insurance coverages for its inherent risks.Specialised Insurance is an insurance policy tailored to offer you a guarantee of protection in the event of specific circumstances. Businesses with specialised risk exposure require a broker partner that recognises their distinct insurance requirements.Newstone aims to assess your organisation's needs, clarify your specific risks, and work in partnership with you to ensure that these risks are mitigated and that you are covered in all possible angles.
Contact us to talk about your Specialised Insurance needs:
- Agriculture
- Aviation
- Body Corporate
- Carriers Cargo Liability Insurance
- Commercial Transport
- Construction and Engineering
- Contract Works
- Directors Liability
- Hospitals and Clinics
- Kidnap and Ransom
- Marine Cargo Insurance
- Medical Private Practitioners
- Prize Indemnity Insurance
- Professional Indemnity
- Retail and Manufacturing
- Tourism, Leisure and Entertainment
For more information on the services listed above, contact us directly
Commercial Insurance
A factory fire, an accident with a commercial vehicle or goods in transit can affect your operation's continuity. As a business owner, ensuring that your business is protected from risk is a priority. Our role as your prospective broker is to work closely with you because we value the need to protect you against risk exposure that is unique to your business. Newstone aims to provide you with flexible, tailor-made insurance cover that provides you with comprehensive solutions so that you have peace of mind when you are covered with us.
Contact us to talk about your Commercial Insurance needs:
- Accidental Damage
- Accounts Receivable
- Buildings Combined
- Business All Risks
- Business Interruption
- Contractors All Risks / Liability
- Cyber Liability
- Directors and Officers Liability
- Electronic Equipment
- Employers Liability
- Fidelity / Commercial Crime
- Fleet Insurance
- Fire
- Glass
- Goods In Transit
- Kidnap and Ransom
- Liability
- Machinery Breakdown
- Machinery Breakdown – Business Interruption
- Marine Import / Export
- Money
- Motor
- Motor Traders – External Risks
- Motor Traders – Internal Risks
- Office Contents
- Personal Accident
- Professional Indemnity
- Theft Section
For more information on the services listed above, contact us directly
NEWSTONE FINANCIAL SERVICES
Long Term Insurance
Life Cover
Death is inevitable, but you can ensure that your dependents are looked after; in the event of your death and beyond. It would be in your best interest to educate your family about what to do and expect in the event of your death.
Why do you need life cover?
- Settle any liabilities
- Replace your income as a result of your death
- How do you know if you have enough? Ask us to help you calculate
For more information on the services listed above, contact us directly
PPS
- Exclusively for the professional
- Provides a monthly income when you cannot use your professional ability to earn
- Peace of mind that you can recover without rushing back to work
- Share in the company's profits!
For more information on the services listed above, contact us directly
Investments
Short -Term versus Long –Term savings
- 2 years – short term
- 3 to 5 years – medium term
- 5 years plus – long term
We offer solutions for any period and will help steer you towards your Investment goals.
Having a financial plan today is the key to securing your family's future. Our work focuses on helping people look at the complete picture of their wealth building and protection structures.
An in-depth plan is key to correct asset building and management. We work hard at balancing various factors such as investment strategy, long and short term risk reduction and retirement funding, life cover, disability, dread disease and income protection. Whilst the process is relatively quick, the rewards compounded over the years can be significant.
With this in mind, we would like to spend some time with you listening, planning, and advising you on your next move to make your money work harder for you whilst protecting the ones you love. The chances are that an hour spent with us will be worth tens – if not hundreds - of thousands of rands over the long term.
For more information on the services listed above, contact us directly
Disability Cover and Critical Cover
- To cater for any capital expenditure that may occur on disability or in the event of a critical illness. E.g. medical expenditure
- To cater for lost income
- To keep your standard of living during your lifetime
For more information on the services listed above, contact us directly
Retirement
- The most common mistake today is not providing for our retirement. When we are young retirement seems a long way off
- Start saving now to have the retirement you deserve
- Take advantage of the tax savings offered by SARS
For more information on the services listed above, contact us directly
Estate Planning
Who get's Mom's jewellery? Are all your kids/siblings in agreement about co-owning the family cottage/cabin/beach house? Which rules apply if one of them moves across the country and no longer enjoys frequent use of the asset? How will your family deal with an elderly parent who may longer be capable of managing their financial affairs – in other words, which child get's to control Mom/Dad's chequebook?
These real issues are best handled before it is too late. And they are best discussed in a family meeting -which we are prepared to facilitate.
For more information on the services listed above, contact us directly
PARTNERS
Our Trusted Partners
