Long Term Insurance
NEWSTONE FINANCIAL PLANNING
Long Term Insurance
Life Cover
Death is inevitable, but you can ensure that your dependents are looked after; in the event of your death and beyond. It would be in your best interest to educate your family about what to do and expect in the event of your death.
Why do you need life cover?
- Settle any liabilities
- Replace your income as a result of your death
- How do you know if you have enough? Ask us to help you calculate
For more information on the services listed above, contact us directly
PPS
- Exclusively for the professional
- Provides a monthly income when you cannot use your professional ability to earn
- Peace of mind that you can recover without rushing back to work
- Share in the company's profits!
For more information on the services listed above, contact us directly
Disability Cover and Critical Cover
- To cater for any capital expenditure that may occur on disability or in the event of a critical illness. E.g. medical expenditure
- To cater for lost income
- To keep your standard of living during your lifetime
For more information on the services listed above, contact us directly
Retirement
- The most common mistake today is not providing for our retirement. When we are young retirement seems a long way off
- Start saving now to have the retirement you deserve
- Take advantage of the tax savings offered by SARS
For more information on the services listed above, contact us directly
Estate Planning
Who get's Mom's jewellery? Are all your kids/siblings in agreement about co-owning the family cottage/cabin/beach house? Which rules apply if one of them moves across the country and no longer enjoys frequent use of the asset? How will your family deal with an elderly parent who may longer be capable of managing their financial affairs – in other words, which child get's to control Mom/Dad's chequebook?
These real issues are best handled before it is too late. And they are best discussed in a family meeting -which we are prepared to facilitate.
For more information on the services listed above, contact us directly
PARTNERS
Our Trusted Partners
